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Economy (February 2026)

📅 February 28, 2026 ✍️ Super Admin 📊 Relevance: 100%

Summary

February 2026 economic updates included the Union Budget 2026–27 targeting a 4.3% fiscal deficit with strong capex push and healthcare focus. GDP base year shifted to 2022–23 for better data accuracy. Reserve Bank of India maintained repo rate at 5.25%, while PMI signaled robust manufacturing growth.

Economy

Detailed Analysis

1. Union Budget 2026-27 (Presented Feb 1)

​The first budget prepared in "Kartavya Bhawan" introduced a new governance philosophy based on Three Kartavyas (Duties): Accelerating Growth, Building Capacity, and Inclusive Development.

​Mains Dimensions: Fiscal Strategy

  • Fiscal Consolidation: The budget targeted a fiscal deficit of 4.3% of GDP for FY27 (down from 4.4% in FY26), signaling a steady path toward the 4% target.
  • Capex-Led Growth: Capital expenditure was increased to ₹12.2 lakh crore (approx. 3.1% of GDP). When combined with grants-in-aid to states, the "Effective Capital Expenditure" stands at a massive ₹17.1 lakh crore.
  • Manufacturing Push (Biopharma SHAKTI): A new ₹10,000 crore scheme was launched to scale manufacturing in strategic sectors, focusing on healthcare technology and innovation.
  • Human Capital: Plans to train 1 lakh allied health professionals and 1.5 lakh caregivers annually to position India as a global healthcare hub.

​Prelims Pointers

  • Total Expenditure: ₹53.5 lakh crore.
  • Fiscal Deficit Target: 4.3% (FY27).
  • Debt-to-GDP Goal: 50% by 2030-31 (currently ~55.6%).
  • New Income Tax Act: Announced to be effective from April 2026 to simplify compliance.

 

​2. Statistical Milestone: New GDP Base Year (2022-23)

​In late February, the government officially transitioned the GDP base year from 2011-12 to 2022-23.

​Mains Dimensions: Data Modernization

  • Improved Granularity: The new series better reflects the digital economy, e-commerce, and the formalization of the economy post-GST.
  • Methodological Shift: Moves from a proxy-based approach to using actual GST data and MCA-21 records for more accurate corporate value addition measurement.
  • Revised Growth Rates:
    • FY26 (Second Advance Estimates): Real GDP growth was revised upward to 7.6% (from 7.4%).
    • FY25: Revised upward to 7.1%.
    • FY24: Revised downward to 7.2% (from 9.2% under the old series).

​Prelims Pointers

  • Current Base Year: 2022-23.
  • Nodal Agency: National Statistical Office (NSO) under MoSPI.
  • Real GDP FY26: 7.6%.

 

​3. Monetary Policy & Industry Trends

​A. RBI Monetary Policy (Feb 6, 2026)

  • Stance: Maintained a "Neutral" stance, keeping the Repo Rate unchanged at 5.25%.
  • MSME Support: Doubled the limit for collateral-free loans from ₹10 lakh to ₹20 lakh for Micro and Small Enterprises (MSEs).
  • Consumer Protection: Introduced new rules for digital fraud compensation and a system to stop the "wrong sale" of financial products.

​B. Manufacturing Performance (PMI)

  • February PMI: Rose to a four-month high of 56.9 (up from 55.4 in January).
  • Insight: Driven by strong domestic demand and factory output, though export order growth slowed to a 17-month low.